Friends, every person wants to save money for his future. For this, people deposits money in the bank / people in the bank do not get as much interest as they want, so if you want to invest your money then this saving scheme is perfect for you.
Often people want to invest money in such schemes in which their money is not drowned. Rather, they should get a substantial amount in return. If you are looking for a similar scheme, then the best option is Gram Suraksha Yojana for you. For your information, let us tell you that the post office’s Gram Suraksha Yojana is the right investment option.
And in this you get good money return with less risk. Now you are wondering who can use this saving scheme. So let us tell you that everyone between the age group of 19 to 55 years can buy it. The sum insured in this plan ranges from Rs 10,000 to Rs 10 lakh.
In this you get premium monthly. You can deposit money for 3 months, 6 months or even for a year. In case of default in payment during the policy term, you can resume the discontinued policy by paying premium. For this, a relaxation of 30 days is also given in which you can pay the premium.
The biggest benefit you get in this saving scheme is that the Gram Suraksha Yojana assures the amount along with the bonus. It is received either after reaching the age of 80 years or in the event of death by their legal heirs/nominee. The customer can also discontinue the policy after 3 years if he wishes. However, he does not get any benefit by doing so.
Who will get how much money?
When we invest our money somewhere, the first question that comes to our mind is that how much money will we get back from it? Therefore, it is also very important to know how much return you get by investing in this policy. If you buy a policy up to 10 lakhs at the age of 19 years, then the monthly premium for 55 years will be Rs 1515.
Similarly, Rs.1411 for 58 years and Rs.14,63 for 60 years. The customer who buys the policy will get Rs 31.60 lakh in 55 years, Rs 33.40 lakh in 58 years and Rs 34.60 lakh for 60 years. That is, you can get Rs 35 lakh directly by depositing Rs 47 every day.
In this scheme, you can also take a loan after 4 years, apart from this, the post office also gives bonus to the customers. Let us tell you that last year a bonus of Rs 65 was received for every 1000 rupees. For information related to how to start this scheme and what will be the benefits, you can find out by going to your nearest post office. Or you can call toll free helpline number 1800 1800 5232/155232.